Save The Best For The Parents!

Our parents are some of the precious people on this planet who love us unconditionally and have taken care of us when we have been in a fix. However, as age takes over, somewhere along the line, the roles are switched and our parents, need that extra care and support that they have been providing us all our lives. Investing in a good health Insurance for parents is the least we can do to ensure their safety after them when they are old and vulnerable. Investing in a medical insurance for parents not only gives them the financial security in case of any medical emergency but also provides us with the peace of mind. Let us explore some of the things we need to keep a close eye on while choosing the mediclaim policy:

  • Smooth claim settlement: A stable, non-erroneous and claim settlement makes all the difference in the overall consumer experience that a person takes back home after treatment. After a long and tedious medical treatment, the last thing a patient needs is the hassle of a claim settlement.
  • Flexibility: A health insurance policy which allows a bit of flexibility when it comes to the cover, and the premium is genuinely appreciated. Since every family is different and their needs and requirements vary accordingly, a bit of fluidity is an intriguing prospect, and something that ends up being extremely efficient in the long run.
  • Prior medical condition: With age, several medical conditions can occur in a person. Be it diabetes, blood pressure or a heart condition, the possibilities are varied. So when a medical insurance plan for parents comes explicitly with the prospect of extending specialised health solutions and regular checkups according to different requirements, it comes as a huge relief.

Life is always changing, and one can never predict what will come their way, especially in the health department. Having a medical policy for parents helps one feel adapted and implemented for anything which may transpire. With decent health insurance, one can stay convinced that their parents will be in safe hands when a medical emergency comes in, and this offers a lot towards providing consolation in a problematic situation. Religare mediclaim solutions are one most attributed health insurance company which employs towards the well-being of the patients. It also makes the remuneration process a lot more comfortable and makes a health emergency a little bit easier.


Ensure That Your Child Meets No Barriers While Achieving Their Dream!

Securing a place in one of the top universities abroad after months of diligently working hard and developing a lot of patience can be a dream come true and taking another significant step towards building an impressive future. The last thing you would want to ruin this experience of a lifetime for you is something going wrong at the airport in the foreign land. Or imagine you falling sick in a foreign country away from your parents and loved ones with nobody by your side to take care of you and save you in time of distress emotionally and financially.

A student travel insurance can come in as a saviour at those times. Buying a good plan can prove to be as the smart choice and help keep the pocket of your parents at ease. Travel insurance for student is an optional choice in most countries, but countries like the UK and US have made it mandatory. When you are miles away from your homeland, a trustworthy student travel insurance plan can help you deal with emergency situations on your own. Apart from risk management and ensuring your safety, some other features of a good travel insurance policy for students are listed below:

  • Insurance of your personal commodities: Just in case you lose any essential personal belongings of yours suppose at the airport like a laptop or an expensive mobile phone or maybe your crucial documents like certificates and passport. This insurance plan will insure your personal commodities and provide you with a reimbursement in case the valuables are lost or stolen to save you from those panic attacks.
  • Medical bearings: To help you in situations of medical emergency it becomes a necessity to purchase travel insurance which also provides you with medical coverage all over the world. The extremely high medical costs can crush the spirits of anybody and ruin the financial planning which is why it becomes an essential purchase.
  • Personal liability: If you in anyway cause damage to somebody else or their property, the student travel insurance plan can cover you against such a situation by providing you with the financial aid. For example, if your rented accommodation gets affected because of any of your activities, you get the financial cover to pay off the bills.

If you are finally setting a foot forward to achieve your dream of studying abroad the Student travel insurance plan from Religare, provide you with good options. Just go through the features you think you are going to need more likely while you compare the different policies and settle on the best one which meets your needs and provide wings to your dreams.

The Process Of Childbirth Was Never This Easy!

The maternity treatment costs in the Indian market have skyrocketed and can cost anywhere between 50,000 to 5 Lakhs. A maternity health insurance plan includes a lot of features including covering the charges of delivery and other expenses that can arise for the mother and the newborn. It takes care of your starting responsibilities as a parent and ensures your family and loved ones do not have to bear the burden of providing for financial aid which can be a lot. It allows you to embrace parenthood with joy, excitement, love minus the worries.

Westernization has impacted the life choices of many Indian women who now put their career first and incline towards starting a family later in life. Earlier the average age of women entering motherhood was 26-27 years which has now made a gradual shift to 32-33 years. With delayed motherhood increases the chances of facing many complications during pregnancy. The responsibilities have no end during this time, and the least you would want to stress about is having no financial backup.

To save yourself from all such troubles it becomes necessary for women to consider maternity insurance plans to get the best maternity services without any financial tension. The many benefits of a good health insurance plan with maternity coverage are listed below. Read carefully to make a wise decision:

  • The policyholder is covered for expenses incurred before hospitalisation and post-hospitalisation in which the coverage takes care of the mother and infant post delivery.
  • It covers postnatal expenses which means the coverage takes care of the child’s doctor’s consultation fee and medication costs.
  • Delivery at the hospital becomes comfortable and hassle-free. The insured person can avail the modern facilities at a reasonable rate with the best maternity insurance plans. For different policies, the sum insured can differ.
  • Some insurance plans also include health coverage for the newborn which takes care of the care and expenses from the time of birth.
  • Few policies also cover the expense incurred because of the vaccination of the newborn, while some plans offer it only for a single year, there are others who provide up to 12 years vaccination coverage of the child.
  • You get complete maternity coverage with maternity insurance which covers ultrasound charges along with round the clock treatment charges during and soon after the pregnancy period.

You should also remember that with age the premium of maternity coverage increases. Thus the mother-to-be should get insured at the right time to save themselves from paying a higher premium and to get the maximum perks. Religare offers Health insurance plans with maternity care and newborn cover at an affordable premium. Their policy covers all emergency situations that can be experienced during pregnancy and delivery making the gestation period stress free for expectant mothers. Before making the purchase decision fully understand the scope of the policy and see to it that all your requirements are met.

Ensuring Your Family’s Future!

One always chooses the best for their family and the slightest harm approaching their way can make one apprehensive and go out of their way to do everything they can to keep them safe. The world comes with unpredictable challenges and factors like lifestyle changes, unhealthy food habits, leads our family towards an increased chance of falling prey to numerous diseases, a scary thought which might keep you up at night. Having a concrete family health insurance plan at hand can accommodate your family with protection from any medical situation which may result. Having a robust economic cushion to fall back on in case of crises can relieve you from the stress and go on with your daily obligations without any worries. Let us go through some of the critical benefits of a family floater plan:

  • Complete coverage: The sum insured in a family floater is enough to provide coverage for self, spouse, and children, and in some cases, parents and in-laws too. This is not only easier on the pocket, which provides enough incentive to take a step for the well-being of a family, as the entire family will be covered under one premium figure.
  • Concise documentation: There is no necessity to deal with five different set of documentation that one needs to keep tab of as there is one set of documents for the whole family, ensuring that there is no confusion regarding details like terms and conditions, sum incurred, the hospitals and disease covered are all uniform for all members of the family.
  • One card for all: The hassles related to documentation is further lessened with a single cashless facility. This way, one can attend to any family emergencies with a single card which can help in getting all the medical care that one needs on priority, without one having to combat the documentation procedure, which can be quite confusing. A single card to take care of all the medical needs of the family might be all that your family needs.

Everybody puts their family over everything else, sometimes even more than themselves, and the family’s health can be a matter of high priority.  If you are looking to invest in a medical policy for family, there are many options to choose from. However, choosing reliable health insurance for a family is all it takes to ensure an adjusted life of your loved ones. Religare health insurance appears as the notable health insurance policy which comprehensively benefits your family and provides you with a monetary shield to combat any medical emergencies.

Help Your Parents Embrace Old Age By Keeping Good Health!

In today’s times when majority of children are staying away from their homes for reasons innumerable such as for further education or for a job, taking care of the aging parents is difficult. The least we can do for them is buy a good health insurance plan to make them feel cared for and save them from the enormous medical expenses.

Old age makes the parents more susceptible to illnesses and injuries. It increases their risks of succumbing to critical diseases which can call for expensive treatment and care facilities. Thus to ensure they are financially independent and get the best care and treatment it becomes essential to buy the best policy after evaluating all the different options available in the market.

To see to it that you make informed decisions and keep in mind all the essential aspects before you make your selection and purchase a policy suitable to your requirements we have compiled a few pointers below:

  • Check the entry-age permitted by the policy. Some insurers offer policies without any maximum entry age. While some offer for senior citizens lying in the 60-80 years age bracket. Select the plan that covers the longest coverage and allows entry at any age. Also, pick a plan that offers maximum renewal age.
  • Your selected mediclaim policy will reimburse you the expenses incurred for the medical treatment for the health cover you have chosen under the plan. If a high sum is insured, you will get a greater amount for the medical emergencies. Prefer the cover which meets your requirements and is enough to take care of the financial expenses.
  • Select a policy that covers a wide range of illnesses especially the pre-existing diseases. If there are any common illnesses in the family see to it that the senior citizens are covered for those. Select a plan which has the least waiting period for pre-existing diseases.
  • Pick a plan which covers an extensive network of hospitals under it. In case of unforeseen hospitalization, it can benefit you from cashless claim settlement policy. In your time of stress, it can act as a blessing in disguise.
  • Instead of covering your parents under family floater plan, it is a good idea to purchase individual health insurance policies for them. The coverage will be higher also it is a sound option if considering the cost versus benefit perspective.

Some of the best health insurance for senior citizens are offered from Religare Health Insurance, Apollo Munich, Star Health Insurance, Bajaj Allianz, Reliance Health Insurance to name a few trusted companies by a large number of people. One can easily buy medical insurance these days online and enjoy plenty of benefits such as smooth purchase and renewals, safe and secure transactions, etc. Compare the many policies available from a wide array of companies and make a wise decision based on your needs.