Health insurance is a boon of the modern society, as medical aid does not come cheap and investing on our health and well-being is something which should be a priority for all. With age our body’s natural metabolism weakens and there comes a greater chance of one falling sick. Hence, health insurance is of greater importance for the senior citizens, as they are at a vulnerable state of their lives and need more care. However, there are many companies which offer health insurances for senior citizens in India, and choosing best one to suit your needs is of utmost importance. Let us go through some factors one should keep in mind while looking for a health insurance for senior citizens in India.
Sense of Security- If one is not around their beloved parents all the time, or staying away in a different place from their parents, senior citizen health insurance can prove to be sense of security for such people as the insurance will come to aid when one is not around and their parents fall sick.
Aid to Pre-Existing Disease- Most of the health insurances for senior citizens comes with coverage for pre-existing diseases, which happens after a short duration of observance.
Distance from enlisted hospitals: Chances are that when an emergency strikes, you will not want to drive all the way to the other corner of your city to go to your enlisted hospitals. Delay of medical attention is a risk one should avoid at all cost and should hence opt for a hospital which is nearby and also has a nice team of doctors.
Easy Claim: Since the elderly patients might need to be in and out more often, an easy claim settlement with not much hassle is appreciated among the patients. No one wants to deal with illness accompanied by an additional dose of unprecedented hassle.
Domiciliary Hospitalization: Because of age factor, sometimes situations might be hostile to get admitted in a hospital. In that case, Domiciliary Hospitalization is a boon for senior citizens.
There are many things apart from these which might be important for one while choosing a health insurance for senior citizens, as we are always cautious when it comes to our and our close one’s health. However, very few health insurance companies come across and actually deliver what they promise. Religare is one of the accredited names in the insurance domain and are superior to many in their services. They offer various different packages for different requirements, extensive coverage & add-on benefits along with an easy claim settlement process. With Religare on one’s side, one can stay stress-free in the knowledge that their family is in capable hands.